Nationwide Hard Money Lending
Asset-Backed Lending.
Built on Trust.
Ironclad Capital provides nationwide hard money loans secured by your assets — with the precision, speed, and integrity of a private financial institution.
$500M+
Total Funded
All 50
States Served
7–14 Days
Avg. Closing Time
The Numbers Behind Our Reputation
25+
Years in Business
$500M+
Loans Funded
50
States Licensed
7 Days
Avg. Funding Time
98%
Approval Rate
Loan Programs
Asset-Based Lending, Tailored to You
We lend against what you own — not just your credit score. Our programs are designed for individuals who hold real value in their assets.
Real Estate Equity Loans
Leverage the equity in your residential or commercial property to access capital quickly. Ideal for borrowers who need liquidity without selling.
Loan Amount
$50K – $5M
Max LTV
Up to 70%
Term
6 – 36 Months
Bridge Loans
Short-term financing to bridge the gap between your current position and your next opportunity. Close fast, move with confidence.
Loan Amount
$100K – $10M
Max LTV
Up to 65%
Term
3 – 24 Months
Asset-Secured Personal Loans
Borrow against high-value personal assets including vehicles, jewelry, fine art, or investment portfolios. Fast approvals, no income verification required.
Loan Amount
$25K – $2M
Asset Coverage
Up to 60%
Term
3 – 18 Months
The Process
From Application to Funding in Days
Submit Your Assets
Tell us what you own. We evaluate your collateral — real estate, vehicles, valuables, or investment accounts — not your credit history.
Receive Your Offer
Our underwriting team reviews your assets and delivers a clear, no-obligation loan offer within 24–48 hours. No surprises, no hidden fees.
Close and Fund
Once you accept, we move fast. Most loans close within 7–14 business days. Funds are wired directly to your account.
Client Testimonials
Trusted by Borrowers Across the Nation
Ironclad Capital moved faster than any lender I've worked with. I needed liquidity against my property and they closed in under two weeks. Professional, transparent, and reliable.
Robert M.
Real Estate Equity Loan — $1.2M
I was skeptical about asset-based lending, but Ironclad's team walked me through every step. The process was straightforward and the terms were exactly as presented.
Catherine L.
Bridge Loan — $450K
No income verification, no lengthy bank process. They assessed my assets fairly and funded my loan within 10 days. I'll use them again without hesitation.
James T.
Asset-Secured Personal Loan — $280K
Ready to Unlock the Value in Your Assets?
Speak with a loan officer today. We'll evaluate your assets and deliver a clear offer — no obligation, no pressure.